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Hardest Hit Fund

Additional help for homeowners in hardest hit states. This program was created to help homeowners in states affected by housing price declines and the recession. If you're having difficulty making your mortgage payments and you live in a participating state, the Hardest Hit Fund may be an option.

Is the Hardest Hit Fund right for me?

Program goal

The federal government created the Hardest Hit Fund (HHF) to help homeowners in states that have been affected the most by recent housing and economic downturns. The Hardest Hit Fund includes multiple programs developed for homeowners faced with different types of financial hardship. These programs are available in select states, with eligibility and assistance amounts determined by each state.

Choose your state to learn about available programs

Select your state to see which programs are available. Visit your state's website for program details, requirements and information on how to apply. Eligibility, level of financial assistance and length of assistance are determined by each participating state. Because these programs change frequently, we recommend checking back often for updates.

All Hardest Hit Funds Programs

 

 


Visit your state's Hardest Hit Fund website to learn more and apply for the following programs:

 
 
 
 
 
 
 

Your state does not participate in any Hardest Hit Fund programs.
However, other programs may be available to help youother programs may be available to help you.