Hardest Hit Fund
800 669 6650800 669 6650 Mon-Fri 8 a.m. - 8 p.m. Eastern
Help is available in English,
Spanish and many other languages
The hardest hit states
The federal government created the Hardest Hit Fund (HHF) to help homeowners in states that have been affected by economic downturns.
Programs in your state
Your state's website will detail which programs are available and how to apply – from modification, financial contribution toward lowering your principal, funds to help you catch up on past due sums, or relocation assistance to help on first and second mortgages. Eligibility, level and length of financial assistance are determined by each participating state. Programs change frequently, be sure to check for updates.
You may also contact your state's Housing Finance Agency to see if additional programs may be available.
800 669 6650800 669 6650 Monday - Friday 8 a.m. - 8 p.m. Eastern
Help is available in English, Spanish and many other languages