Home Equity Assistance
Call us
800.669.6650
800.669.6650 Monday through Friday8 a.m.- 8 p.m. ET
Help is available in English,
Spanish, and many other languages.
Is a home equity loan modification right for you?
A home equity loan or line of credit modification may make payments more affordable.
Eligibility
You may be eligible1 if:
- Payments have been difficult to make on a home equity loan or line of credit due to an increase in the loan payment or a reduction in income
- The home equity account has been open for at least nine months
- At least six full payments have been made during the life of the loan
- The loan has only received a home equity modification once in the past 12 months, or twice in the past five years
- All borrowers on the loan agree to participate
There are additional eligibility requirements for this program. Please contact us to learn more.
There are no fees with this program. However, certain costs, expenses and fees associated with the servicing of the loan incurred will need to be paid before the application for the modification is completed and approved. When the modification becomes final, all prior unpaid late charges will be waived.
What if I'm not eligible or get declined?
Please call us if your financial circumstances have changed. We may be able to reevaluate your eligibility for a program.
Call us
800.669.6650
800.669.6650 Monday through Friday8 a.m.- 8 p.m. ET
Help is available in English, Spanish, and many other languages.
1 These eligibility requirements are informational and are not intended as a commitment to modify your home loan nor is this an exhaustive list of the eligibility of the Program.