Overview
Looking to avoid foreclosure and stay in your home?
Call us
800.669.6650
Monday through Friday8 a.m.-8 p.m. Eastern
Help is available in English,
Spanish, and many other languages.
To help with a temporary hardship such as medical illness or natural disaster, payments may be lowered or suspended for a short period of time.
Forbearance
If you are experiencing a temporary hardship, it may be possible to reduce or suspend loan payments for a set period of time, usually 90 days.
Learn moreA loan modification changes the terms of the loan in order to try to achieve more affordable payments.
Explore loan modification options
Understand how loan modification works and find the right option for your situation.
Learn moreHome Equity Assistance
For help with Bank of America home equity loan or line of credit payments, there may be options to change the terms in order to achieve more affordable payments.
Learn moreFunds available through local organizations may help prevent mortgage foreclosure, and loss of utilities.
Local Aid
Funds available through various states, tribes, and local organizations may help prevent foreclosures and loss of utilities.
Learn moreUseful resources to help understand and avoid foreclosure.
Homeowner Counseling Services
Find local resources through the U.S. Department of Housing and Urban Development’s (HUD) homeowner counseling services and understand the foreclosure prevention options.
Learn moreForeclosure
A foreclosure can happen to anyone for a number of reasons. If foreclosure may be a possibility — even if a foreclosure notice hasn’t been received, there may be alternatives.
Learn moreFAQs
Straight-forward answers to frequently asked questions.
Learn moreCall us
800.669.6650
Monday through Friday8 a.m. - 8 p.m. Eastern
Help is available in English, Spanish and many other languages.