Home Loan Assistance Document Checklist

The following programs may help you stay in your home and make payments more affordable.

Is your loan owned or insured by:

On your loan statement, check the "Additional Account Information" section for your loan type.

Or use the Fannie Mae or Freddie Mac lookup tools, or call them:

If you can't find this information, contact your Customer Relationship Manager to ask what type of loan you have.

Is there a member of your household (such as a partner, fiancé, spouse or other relative) who isn't listed on the loan but is contributing to the household expenses?

Your personalized document list

These are the forms that must be completed and signed by everyone listed on the loan. Additional documentation may also be required. Please provide copies and keep all originals for your records. Be sure to write your loan number on each document.

Please provide all of the following:

Required from each borrower:

If a member of the household who is not listed on the loan lives in the property as a primary residence and is contributing to the household expenses, the non-borrower must also provide

Print Start Over

Your personalized document list

These are the forms that must be completed and signed by everyone listed on the loan. Additional documentation may also be required. Please provide copies and keep all originals for your records. Be sure to write your loan number on each document.

Please provide all of the following:

Required from each borrower:

Print Start Over

Your personalized document list

These are the forms that must be completed and signed by everyone listed on the loan. Additional documentation may also be required. Please provide copies and keep all originals for your records. Be sure to write your loan number on each document.

Please provide all of the following:

Required from each borrower:

  • Request for Mortgage Assistance (RMA)
  • Signed copy of your most recently filed federal tax return (all pages and all schedules)
  • Three most recent months of bank statements (all pages)
  • Three most recent months of brokerage account statements (all pages)

If a member of the household who is not listed on the loan lives in the property as a primary residence and is contributing to the household expenses, the non-borrower must also provide

  • Only income that is contributed to the monthly payment, which should be noted in the Household Composition & Income section of the RMA
  • The same income documentation that is required for a borrower

Please also provide the necessary documentation for the type of income you receive:

If you receive a salary or hourly wages:

  • At least two of your most recent, consecutive pay stubs – or Leave and Earnings Statements for military borrowers (if applicable)

However, if your loan is from your state's Housing Finance Agency and you receive a salary or hourly wages:

  • Most recent and consecutive pay stubs (or Leave and Earnings Statements for military borrowers) showing approximately 60 days of income and year-to-date earnings:
    • If you're paid weekly, provide eight pay stubs
    • If you're paid twice a month, provide four pay stubs

If you don't know whether or not your loan is with your state's Housing Finance Agency, please ask your Customer Relationship Manager.

If you are self-employed and your most recently filed tax return does not show your current self-employment income:

  • If available, your most recent quarterly or year-to-date Profit and Loss Statement compiled by a Certified Public Accountant (CPA). (Note: CPA certification is not required.)

If you do not submit a CPA-compiled Profit and Loss Statement:

  • All Form 1099s that show all of your current self-employment and other income
    AND/OR
  • All relevant Form W-2's that show current self-employment income

If you receive unemployment benefits that will continue for at least 12 months:

  • Benefits statement or letter from the provider that states the amount, frequency and duration of the benefit
  • Two deposit slips OR two cancelled checks showing that you received these payments

If you receive alimony, child support or separation maintenance:*

  • Divorce decree, separation agreement, or other written agreement filed with the court, or equivalent document that states the amount and period of time over which the payment will be received. Documentation must confirm that payments will continue for 12 months.
  • One deposit slip OR copy of one cancelled check showing that you received this payment

*You are not required to disclose alimony, child support or separation maintenance unless you wish to use those funds to help you qualify for assistance.

If you receive rental and/or boarder income:

  • Documentation showing that you received at least one month’s rental and/or boarder payment(s)
  • Signed letter from you listing:
    • All properties that are occupied by renters and/or boarders
    • The amount of rent you receive for each property
    • Monthly payments and name of the lender for any mortgages
    • Monthly tax and insurance for each property (if not paid with your mortgage payment every month)
    • Any homeowners association dues (if applicable)

If you receive Social Security, disability or death benefits, pension, adoption assistance and/or public assistance:

  • Benefits statement award letter OR your most recent bank statement (all pages) showing that you received this payment
Print Start Over

Your personalized document list

These are the forms that must be completed and signed by everyone listed on the loan. Additional documentation may also be required. Please provide copies and keep all originals for your records. Be sure to write your loan number on each document.

Please provide all of the following:

Required from each borrower:

  • Request for Mortgage Assistance (RMA)
  • Signed copy of your most recently filed federal tax return (all pages and all schedules)
  • Three most recent months of bank statements (all pages)
  • Three most recent months of brokerage account statements (all pages)

Please also provide the necessary documentation for the type of income you receive:

If you receive a salary or hourly wages:

  • At least two of your most recent, consecutive pay stubs – or Leave and Earnings Statements for military borrowers (if applicable)

However, if your loan is from your state's Housing Finance Agency and you receive a salary or hourly wages:

  • Most recent and consecutive pay stubs (or Leave and Earnings Statements for military borrowers) showing approximately 60 days of income and year-to-date earnings:
    • If you're paid weekly, provide eight pay stubs
    • If you're paid twice a month, provide four pay stubs

If you don't know whether or not your loan is with your state's Housing Finance Agency, please ask your Customer Relationship Manager.

If you are self-employed and your most recently filed tax return does not show your current self-employment income:

  • If available, your most recent quarterly or year-to-date Profit and Loss Statement compiled by a Certified Public Accountant (CPA). (Note: CPA certification is not required.)

If you do not submit a CPA-compiled Profit and Loss Statement:

  • All Form 1099s that show all of your current self-employment and other income
    AND/OR
  • All relevant Form W-2's that show current self-employment income

If you receive unemployment benefits that will continue for at least 12 months:

  • Benefits statement or letter from the provider that states the amount, frequency and duration of the benefit
  • Two deposit slips OR two cancelled checks showing that you received these payments

If you receive alimony, child support or separation maintenance:*

  • Divorce decree, separation agreement, or other written agreement filed with the court, or equivalent document that states the amount and period of time over which the payment will be received. Documentation must confirm that payments will continue for 12 months.
  • One deposit slip OR copy of one cancelled check showing that you received this payment

*You are not required to disclose alimony, child support or separation maintenance unless you wish to use those funds to help you qualify for assistance.

If you receive rental and/or boarder income:

  • Documentation showing that you received at least one month’s rental and/or boarder payment(s)
  • Signed letter from you listing:
    • All properties that are occupied by renters and/or boarders
    • The amount of rent you receive for each property
    • Monthly payments and name of the lender for any mortgages
    • Monthly tax and insurance for each property (if not paid with your mortgage payment every month)
    • Any homeowners association dues (if applicable)

If you receive Social Security, disability or death benefits, pension, adoption assistance and/or public assistance:

  • Benefits statement award letter OR your most recent bank statement (all pages) showing that you received this payment
Print Start Over

Your personalized document list

These are the forms that must be completed and signed by everyone listed on the loan. Additional documentation may also be required. Please provide copies and keep all originals for your records. Be sure to write your loan number on each document.

Please provide all of the following:

Required from each borrower:

  • Request for Mortgage Assistance (RMA)
  • Signed copy of your most recent federal tax return (all pages) or IRS Form 4506-T: Request for Transcript of Tax Return
  • Current utility bill (such as gas, electric or water) that shows your name and the property address
  • Current bill or letter from homeowners/condominium association reflecting dues, if applicable
  • Two most recent years' W-2 tax forms
  • Two most recent months of bank statements (all pages)
  • Two most recent months of brokerage statements (all pages), if applicable

If a member of the household who is not listed on the loan lives in the property as a primary residence and is contributing to the household expenses, the non-borrower must also provide

Please also provide the necessary documentation for the type of income you receive:

If you receive a salary or hourly wages:

  • Most recent and consecutive pay stubs (or Leave and Earnings Statements for military borrowers) showing at least 30 days of income and year-to-date earnings:
    • If you're paid weekly, provide four pay stubs
    • If you're paid twice a month, provide two pay stubs

However, if your loan is from your state's Housing Finance Agency and you receive a salary or hourly wages:

  • Most recent and consecutive pay stubs (or Leave and Earnings Statements for military borrowers) showing approximately 60 days of income and year-to-date earnings:
    • If you're paid weekly, provide eight pay stubs
    • If you're paid twice a month, provide four pay stubs

If you don't know whether or not your loan is with your state’s Housing Finance Agency, please ask your Customer Relationship Manager.

If you are self-employed:

  • One of the three following documents:
    • Previous year's business tax returns that were filed with the IRS (including all required schedules and attachments)
    • Signed and dated copy of the most recent quarterly Profit and Loss Statement
    • Signed and dated copy of the most recent year-to-date Profit and Loss Statement
  • And the two most recent months of business bank statements showing that business activity is continuing (all pages)

If you receive non-wage income such as part-time employment, bonuses, tips or investment income:

  • Documentation describing the specific source and amount of income, such as an employment contract or printouts documenting tip income
  • Two most recent months of bank statements showing that you received such income (all pages)

If you are on active military duty or within 12 months after release:

  • Copy of active duty, military orders or other proof of active duty status that shows the start and end date

If you receive unemployment benefits:

  • Benefits statement or letter from the provider that states the amount, frequency and duration of the benefit
  • Two most recent months of bank statements showing that you received these payments (all pages)

If you receive alimony, child support or separation maintenance:*

  • Divorce decree, separation agreement, or other written agreement filed with the court, or equivalent document that states the amount and period of time over which the payment will be received
  • Two most recent bank statements (all pages) or other third-party documents showing that you received these payments, such as deposit slips that have been validated by the financial institution where you deposited the payments, court verification or filed federal tax return with all schedules

*You are not required to disclose alimony, child support or separation maintenance unless you wish to use those funds to help you qualify for assistance.

If you receive rental income:

  • Previous year's federal tax return – with all required schedules, including Schedule E – that you filed with the IRS
    • If Schedule E is not available because the property was not previously rented, provide a written explanation and the valid lease agreement
  • Two most recent months of bank statements (all pages) or cancelled checks showing that you received these rental income payments
  • If more than one property is owned, a letter from you stating:
    • All properties that are owned
    • Monthly payments and name of the lender for any mortgages
    • Monthly tax and insurance for each property (if not paid with your mortgage payment every month)
    • Any homeowners association dues (if applicable)

If you receive Social Security, disability or death benefits, pension, adoption and/or public assistance:

  • Benefits statement or letter from the provider that states the amount, frequency and duration of the benefit
  • Two most recent months of bank statements (all pages) showing that you received this payment
Print Start Over

Your personalized document list

These are the forms that must be completed and signed by everyone listed on the loan. Additional documentation may also be required. Please provide copies and keep all originals for your records. Be sure to write your loan number on each document.

Please provide all of the following:

Required from each borrower:

  • Request for Mortgage Assistance (RMA)
  • Signed copy of your most recent federal tax return (all pages) or IRS Form 4506-T: Request for Transcript of Tax Return
  • Current utility bill (such as gas, electric or water) that shows your name and the property address
  • Current bill or letter from homeowners/condominium association reflecting dues, if applicable
  • Two most recent years' W-2 tax forms
  • Two most recent months of bank statements (all pages)
  • Two most recent months of brokerage statements (all pages), if applicable

Please also provide the necessary documentation for the type of income you receive:

If you receive a salary or hourly wages:

  • Most recent and consecutive pay stubs (or Leave and Earnings Statements for military borrowers) showing at least 30 days of income and year-to-date earnings:
    • If you're paid weekly, provide four pay stubs
    • If you're paid twice a month, provide two pay stubs

However, if your loan is from your state's Housing Finance Agency and you receive a salary or hourly wages:

  • Most recent and consecutive pay stubs (or Leave and Earnings Statements for military borrowers) showing approximately 60 days of income and year-to-date earnings:
    • If you're paid weekly, provide eight pay stubs
    • If you're paid twice a month, provide four pay stubs

If you don't know whether or not your loan is with your state’s Housing Finance Agency, please ask your Customer Relationship Manager.

If you are self-employed:

  • One of the three following documents:
    • Previous year's business tax returns that were filed with the IRS (including all required schedules and attachments)
    • Signed and dated copy of the most recent quarterly Profit and Loss Statement
    • Signed and dated copy of the most recent year-to-date Profit and Loss Statement
  • And the two most recent months of business bank statements showing that business activity is continuing (all pages)

If you receive non-wage income such as part-time employment, bonuses, tips or investment income:

  • Documentation describing the specific source and amount of income, such as an employment contract or printouts documenting tip income
  • Two most recent months of bank statements showing that you received such income (all pages)

If you are on active military duty or within 12 months after release:

  • Copy of active duty, military orders or other proof of active duty status that shows the start and end date

If you receive unemployment benefits:

  • Benefits statement or letter from the provider that states the amount, frequency and duration of the benefit
  • Two most recent months of bank statements showing that you received these payments (all pages)

If you receive alimony, child support or separation maintenance:*

  • Divorce decree, separation agreement, or other written agreement filed with the court, or equivalent document that states the amount and period of time over which the payment will be received
  • Two most recent bank statements (all pages) or other third-party documents showing that you received these payments, such as deposit slips that have been validated by the financial institution where you deposited the payments, court verification or filed federal tax return with all schedules

*You are not required to disclose alimony, child support or separation maintenance unless you wish to use those funds to help you qualify for assistance.

If you receive rental income:

  • Previous year's federal tax return – with all required schedules, including Schedule E – that you filed with the IRS
    • If Schedule E is not available because the property was not previously rented, provide a written explanation and the valid lease agreement
  • Two most recent months of bank statements (all pages) or cancelled checks showing that you received these rental income payments
  • If more than one property is owned, a letter from you stating:
    • All properties that are owned
    • Monthly payments and name of the lender for any mortgages
    • Monthly tax and insurance for each property (if not paid with your mortgage payment every month)
    • Any homeowners association dues (if applicable)

If you receive Social Security, disability or death benefits, pension, adoption and/or public assistance:

  • Benefits statement or letter from the provider that states the amount, frequency and duration of the benefit
  • Two most recent months of bank statements (all pages) showing that you received this payment
Print Start Over

Your personalized document list

These are the forms that must be completed and signed by everyone listed on the loan. Additional documentation may also be required. Please provide copies and keep all originals for your records. Be sure to write your loan number on each document.

Please provide all of the following:

Required from each borrower:

  • Request for Mortgage Assistance (RMA)
  • Signed copy of your most recent federal tax return (all pages) or IRS Form 4506-T: Request for Transcript of Tax Return
    • If your loan is from your state's Housing Finance Agency, then please provide two most recent years' filed tax returns, including all schedules and attachments

      If you don't know whether or not your loan is with your state's Housing Finance Agency, please ask your Customer Relationship Manager.

  • Current utility bill (such as gas, electric or water) that shows your name and the property address
  • Current bill or letter from homeowners/condominium association reflecting dues, if applicable
  • Two most recent months of bank statements (all pages)
  • Two most recent months of brokerage statements (all pages)
  • Third-Party Authorization Form that authorizes us to disclose information to third-parties you choose and to verify that all financial information you provide is accurate

If a member of the household who is not listed on the loan lives in the property as a primary residence and is contributing to the household expenses, the non-borrower must also provide

Please also provide the necessary documentation for the type of income you receive:

If you receive a salary or hourly wages:

  • Consecutive pay stubs (or Leave and Earnings Statements for military borrowers) showing 30 days of income and year-to-date earnings:
    • If you're paid weekly, provide four pay stubs
    • If you're paid twice a month, provide two pay stubs

However, if your loan is from your state's Housing Finance Agency and you receive a salary or hourly wages:

  • Most recent and consecutive pay stubs (or Leave and Earnings Statements for military borrowers) showing approximately 60 days of income and year-to-date earnings:
    • If you're paid weekly, provide eight pay stubs
    • If you're paid twice a month, provide four pay stubs

If you don't know whether or not your loan is with your state's Housing Finance Agency, please ask your Customer Relationship Manager.

If you are self-employed:

  • One of the three following documents:
    • Previous year’s business tax returns that were filed with the IRS (including all required schedules and attachments)
    • Signed and dated copy of the most recent quarterly Profit and Loss Statement
    • Signed and dated copy of the most recent year-to-date Profit and Loss Statement
  • And the two most recent months of business bank statements showing that business activity is continuing (all pages)

If you receive non-wage income such as part-time employment, bonuses, tips and investment income:

  • Documentation describing the specific source and amount of income, such as an employment contract or printouts documenting tip income
  • Two most recent months of bank statements showing that you received such income (all pages)

If you are on active military duty or within 12 months after release:

  • Copy of active duty, military orders or other proof of active duty status that shows the start and end date

If you receive unemployment benefits:

  • Benefits statement or letter from the provider that states the amount, frequency and duration of the benefit
  • Two most recent months of bank statements (all pages) showing that you received these payments

If you receive alimony, child support or separation maintenance:*

  • Divorce decree, separation agreement, or other written agreement filed with the court, or equivalent document that states the amount and period of time over which the payment will be received
  • Two most recent bank statements (all pages) or other third-party documents showing that you received these payments, such as deposit slips that have been validated by the financial institution where you deposited the payments, court verification or filed federal tax return with all schedules

*You are not required to disclose alimony, child support or separation maintenance unless you wish to use those funds to help you qualify for assistance.

If you receive rental income:

  • Previous year's federal tax return – with all required schedules, including Schedule E – that you filed with the IRS
    • If Schedule E is not available because the property was not previously rented, provide a written explanation and the valid lease agreement
  • Two most recent months of bank statements (all pages) or cancelled checks showing that you received these rental income payments
  • If more than one property is owned, a letter from you stating:
    • All properties that are owned
    • Monthly payments and name of the lender for any mortgages
    • Monthly tax and insurance for each property (if not paid with your mortgage payment every month)
    • Any homeowners association dues (if applicable)

If you receive Social Security, disability or death benefits, pension, adoption and/or public assistance:

  • Benefits statement or letter from the provider that states the amount, frequency and duration of the benefit
  • Two most recent months of bank statements (all pages) showing that you received these payments
Print Start Over

Your personalized document list

These are the forms that must be completed and signed by everyone listed on the loan. Additional documentation may also be required. Please provide copies and keep all originals for your records. Be sure to write your loan number on each document.

Please provide all of the following:

Required from each borrower:

  • Request for Mortgage Assistance (RMA)
  • Signed copy of your most recent federal tax return (all pages) or IRS Form 4506-T: Request for Transcript of Tax Return
    • If your loan is from your state's Housing Finance Agency, then please provide two most recent years' filed tax returns, including all schedules and attachments

      If you don't know whether or not your loan is with your state's Housing Finance Agency, please ask your Customer Relationship Manager.

  • Current utility bill (such as gas, electric or water) that shows your name and the property address
  • Current bill or letter from homeowners/condominium association reflecting dues, if applicable
  • Two most recent months of bank statements (all pages)
  • Two most recent months of brokerage statements (all pages)
  • Third-Party Authorization Form that authorizes us to disclose information to third-parties you choose and to verify that all financial information you provide is accurate

Please also provide the necessary documentation for the type of income you receive:

If you receive a salary or hourly wages:

  • Consecutive pay stubs (or Leave and Earnings Statements for military borrowers) showing 30 days of income and year-to-date earnings:
    • If you're paid weekly, provide four pay stubs
    • If you're paid twice a month, provide two pay stubs

However, if your loan is from your state's Housing Finance Agency and you receive a salary or hourly wages:

  • Most recent and consecutive pay stubs (or Leave and Earnings Statements for military borrowers) showing approximately 60 days of income and year-to-date earnings:
    • If you're paid weekly, provide eight pay stubs
    • If you're paid twice a month, provide four pay stubs

If you don't know whether or not your loan is with your state's Housing Finance Agency, please ask your Customer Relationship Manager.

If you are self-employed:

  • One of the three following documents:
    • Previous year’s business tax returns that were filed with the IRS (including all required schedules and attachments)
    • Signed and dated copy of the most recent quarterly Profit and Loss Statement
    • Signed and dated copy of the most recent year-to-date Profit and Loss Statement
  • And the two most recent months of business bank statements showing that business activity is continuing (all pages)

If you receive non-wage income such as part-time employment, bonuses, tips and investment income:

  • Documentation describing the specific source and amount of income, such as an employment contract or printouts documenting tip income
  • Two most recent months of bank statements showing that you received such income (all pages)

If you are on active military duty or within 12 months after release:

  • Copy of active duty, military orders or other proof of active duty status that shows the start and end date

If you receive unemployment benefits:

  • Benefits statement or letter from the provider that states the amount, frequency and duration of the benefit
  • Two most recent months of bank statements (all pages) showing that you received these payments

If you receive alimony, child support or separation maintenance:*

  • Divorce decree, separation agreement, or other written agreement filed with the court, or equivalent document that states the amount and period of time over which the payment will be received
  • Two most recent bank statements (all pages) or other third-party documents showing that you received these payments, such as deposit slips that have been validated by the financial institution where you deposited the payments, court verification or filed federal tax return with all schedules

*You are not required to disclose alimony, child support or separation maintenance unless you wish to use those funds to help you qualify for assistance.

If you receive rental income:

  • Previous year's federal tax return – with all required schedules, including Schedule E – that you filed with the IRS
    • If Schedule E is not available because the property was not previously rented, provide a written explanation and the valid lease agreement
  • Two most recent months of bank statements (all pages) or cancelled checks showing that you received these rental income payments
  • If more than one property is owned, a letter from you stating:
    • All properties that are owned
    • Monthly payments and name of the lender for any mortgages
    • Monthly tax and insurance for each property (if not paid with your mortgage payment every month)
    • Any homeowners association dues (if applicable)

If you receive Social Security, disability or death benefits, pension, adoption and/or public assistance:

  • Benefits statement or letter from the provider that states the amount, frequency and duration of the benefit
  • Two most recent months of bank statements (all pages) showing that you received these payments
Print Start Over

Your personalized document list

These are the forms that must be completed and signed by everyone listed on the loan. Additional documentation may also be required. Please provide copies and keep all originals for your records. Be sure to write your loan number on each document.

Please provide all of the following:

Required from each borrower:

If a member of the household who is not listed on the loan lives in the property as a primary residence and is contributing to the household expenses, the non-borrower must also provide

Please also provide the necessary documentation for the type of income you receive:

If your loan is from your state's Housing Finance Agency, please call your Customer Relationship Manager to understand which documents you need to submit.

If you receive a salary or hourly wage:

  • Your most recent pay stub

If you are self-employed (single or multiple businesses):

  • One of the three following documents:
    • Most recent signed and dated quarterly Profit and Loss Statement showing activity for the three most recent months
    • Most recent signed and dated year-to-date Profit and Loss Statement showing activity for the three most recent months
    • Bank statements for the two most recent months of business showing that business activity is continuing (all pages)

If you receive non-wage income such as part-time employment, bonuses, tips or investment income:

  • Documentation describing the specific source and amount of income, such as an employment contract or printouts documenting tip income
  • Documentation, such as bank statements (all pages), showing that you received this income for at least one month

If you are on active military duty or within 12 months after release:

  • Copy of active duty, military orders or other proof of active duty status that shows the start date
  • Most recent Leave and Earnings statement that may include flight or hazard pay, rations, clothing allowance, quarters/housing allowance and proficiency pay

If you receive unemployment benefits:

  • Either a copy of the benefits statement or letter from the provider that states the amount, frequency, and duration of your benefit
  • Or documentation, such as bank statements (all pages), showing that you received this income from this source for at least one month

If you receive alimony, child support or separation maintenance:*

  • Divorce decree, separation agreement, or other written agreement filed with the court, or decree that states the amount and period of time over which the payment will be received. Your documentation must show that the payments will continue for at least 12 months
  • Two most recent months of bank statements ( all pages) showing that that you received these payments

*You are not required to disclose alimony, child support or separation maintenance unless you wish to use those funds to help you qualify for assistance.

If you receive rental income:

  • Complete Section 5 of the Request for Mortgage Assistance and provide:
    • All current rental agreements
    • Documentation, such as bank statements (all pages), showing that you received these rental income payments for at least one month

If you receive Social Security, disability or death benefits, pension, adoption assistance or public assistance:

  • Either a copy of the benefits statement or letter from the provider that states the amount, frequency and duration of the benefit
  • Or documentation, such as bank statements (all pages), showing that you received this income from this source for at least one month
Print Start Over

Your personalized document list

These are the forms that must be completed and signed by everyone listed on the loan. Additional documentation may also be required. Please provide copies and keep all originals for your records. Be sure to write your loan number on each document.

Please provide all of the following:

Required from each borrower:

Please also provide the necessary documentation for the type of income you receive:

If your loan is from your state's Housing Finance Agency, please call your Customer Relationship Manager to understand which documents you need to submit.

If you receive a salary or hourly wage:

  • Your most recent pay stub

If you are self-employed (single or multiple businesses):

  • One of the three following documents:
    • Most recent signed and dated quarterly Profit and Loss Statement showing activity for the three most recent months
    • Most recent signed and dated year-to-date Profit and Loss Statement showing activity for the three most recent months
    • Bank statements for the two most recent months of business showing that business activity is continuing (all pages)

If you receive non-wage income such as part-time employment, bonuses, tips or investment income:

  • Documentation describing the specific source and amount of income, such as an employment contract or printouts documenting tip income
  • Documentation, such as bank statements (all pages), showing that you received this income for at least one month

If you are on active military duty or within 12 months after release:

  • Copy of active duty, military orders or other proof of active duty status that shows the start date
  • Most recent Leave and Earnings statement that may include flight or hazard pay, rations, clothing allowance, quarters/housing allowance and proficiency pay

If you receive unemployment benefits:

  • Either a copy of the benefits statement or letter from the provider that states the amount, frequency, and duration of your benefit
  • Or documentation, such as bank statements (all pages), showing that you received this income from this source for at least one month

If you receive alimony, child support or separation maintenance:*

  • Divorce decree, separation agreement, or other written agreement filed with the court, or decree that states the amount and period of time over which the payment will be received. Your documentation must show that the payments will continue for at least 12 months
  • Two most recent months of bank statements ( all pages) showing that that you received these payments

*You are not required to disclose alimony, child support or separation maintenance unless you wish to use those funds to help you qualify for assistance.

If you receive rental income:

  • Complete Section 5 of the Request for Mortgage Assistance and provide:
    • All current rental agreements
    • Documentation, such as bank statements (all pages), showing that you received these rental income payments for at least one month

If you receive Social Security, disability or death benefits, pension, adoption assistance or public assistance:

  • Either a copy of the benefits statement or letter from the provider that states the amount, frequency and duration of the benefit
  • Or documentation, such as bank statements (all pages), showing that you received this income from this source for at least one month
Print Start Over

Call us

800 669 6650

800 669 6650 Monday - Friday 8 a.m. - 8 p.m. Eastern

Help is available in English, Spanish and many other languages