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Avoiding Scams

Call us

800 669 6650

800 669 6650 Mon-Fri 8 a.m. - 8 p.m. Eastern

Help is available in English,
Spanish and many other languages

Detecting mortgage fraud and loan assistance schemes

Unfortunately, there are mortgage fraud schemes, loan assistance scams, and other types of mortgage fraud that take advantage of homeowners. You must be extra careful.

Recognizing scams

  • Any person or organization that asks you to pay a fee in exchange for mortgage counseling services or modification of a past due loan
  • Someone tells you they can "save" your home if you sign or transfer over the deed to your house
  • Do not sign over the deed to your house to any organization or individual unless you are working directly with your mortgage servicer to forgive your debt
  • Never make your mortgage payments to anyone other than your mortgage servicer without their approval

Please visit the Federal Trade Commission (FTC) or the U.S. Department of Housing and Urban Development (HUD) to learn more about how to avoid loan modification or foreclosure rescue scams.

Help is free

There is never a fee for assistance or information about any home loan solutions. We can also help you find a HUD-approved housing counselor.

  • Information about loan assistance programs, please call us at 800 846 2222
  • HUD-approved counselor, please visit HUD online or call 800 569 4287

Call us

800 669 6650

800 669 6650 Monday - Friday 8 a.m. - 8 p.m. Eastern

Help is available in English, Spanish and many other languages