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Loan Modification

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800 669 6650

800 669 6650 Monday-Friday 8 a.m.-8 p.m. Eastern

Help is available in English,
Spanish and many other languages.

What is a home loan modification?

If you’re experiencing a financial hardship, a loan modification may help make your monthly home loan payments more affordable.

A loan modification may add any interest, escrow, fees, and expenses that are due into the remaining principal balance of your loan. Depending upon your type of loan, this may involve extending the term of your loan, lowering your interest rate, and/or deferring principal, as needed, to achieve an affordable payment.

How it works

In order to review loans for modifications, we may need supporting documentation to determine the right option. These documents could include proof of income, tax information, or other documentation.

In most, but not all, loan modifications, you will also need to complete a trial period. This trial plan will demonstrate your ability to afford your new monthly payment. If you show you are capable of maintaining the trial plan payment, we will make the modifications to your home loan permanent.

Please select your loan type to learn more about the specific loan modification programs:

If you don’t know your loan type, please call us at 800 669 6650.

Call us

800 669 6650

800 669 6650 Monday-Friday 8 a.m.-8 p.m. Eastern

Help is available in English, Spanish and many other languages.