Loan Modification

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800.669.6650

800.669.6650 Monday through Friday
8 a.m.-8 p.m. Eastern

Help is available in English,
Spanish, and many other languages.

What is a home loan modification?

If you’re experiencing a financial hardship, a loan modification may help make monthly home loan payments more affordable.

A loan modification may add any interest, escrow, fees, and expenses that are due into the remaining principal balance of the loan. Depending upon the type of loan, this may involve extending the term of the loan, lowering the interest rate, and/or deferring principal, as needed, to achieve an affordable payment.

How it works

In order to review loans for modifications, we may need supporting documentation to determine the right option. These documents could include proof of income, tax information, or other documentation.

In most, but not all, loan modifications, you will also need to complete a trial period. This trial plan will demonstrate your ability to afford your new monthly payment. If you show that you can maintain the trial plan payment, we will make the modifications to the home loan permanent.

Please select your loan type to learn more about the specific loan modification programs:

If you don’t know the loan type, please call us at 800.669.6650.

Call us

800.669.6650

800.669.6650 Monday through Friday
8 a.m.-8 p.m. Eastern

Help is available in English, Spanish, and many other languages.