Home Equity Assistance
Call us
800 669 6650
800 669 6650 Mon-Fri 8 a.m.-8 p.m. ETHelp is available in English, Spanish and many other languages.
Is a home equity loan modification right for you?
A home equity loan or line of credit modification may make your payments more affordable.
Eligibility
You may be eligible1 if:
- You’re having trouble paying your home equity loan or line of credit due to an increase in your loan payment or a reduction in your income
- Your home equity account has been open for at least nine months
- You’ve made at least six full payments during the life of your loan
- You haven’t received a home equity modification once in the past 12 months, or twice in the past five years
- All borrowers on your loan agree to participate
There are additional eligibility requirements for this program. Please contact us to learn more.
There are no fees with this program. However, you will be responsible for certain costs, expenses and fees associated with the servicing of your loan that were incurred by you before you before the application for the modification is completed and approved. When your modification becomes final, all prior unpaid late charges will be waived.
What if I'm not eligible or get declined?
Please call us if your financial circumstances have changed. We may be able to reevaluate your eligibility for a program.
Call us to learn more at 800 669 6650.
Call us
800 669 6650
800 669 6650 Mon-Fri 8 a.m.-8 p.m. ETHelp is available in English, Spanish and many other languages.
1 These eligibility requirements are informational and are not intended as a commitment to modify your home loan nor is this an exhaustive list of the eligibility of the Program.