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Stay in Home
- Back
- Overview
  - Overview
    
    Learn about programs that may help you avoid foreclosure and stay in your home.
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- Coronavirus-Related Assistance
  - Programs & Information
    - Programs & Information
      
      Everything you need to know about help with your home loan payments if you have been impacted by the coronavirus.
      Learn more
  - Forbearance/Deferral
    - Forbearance/Deferral
      
      If your hardship is temporary, you may be able to reduce or suspend your payments until it improves.
      Learn more
  - End of Forbearance Options
    - End of Forbearance Options
      
      If you need longer-term help or if your forbearance period has ended, it may be possible to change the terms of your loan if you still need help.
      Learn more
  - State & Local Assistance
    - State & Local Assistance
      
      Funds available through various states, tribes, and local organizations that may help prevent mortgage delinquencies, defaults, foreclosures, loss of utilities or home energy services, and displacement.
      Learn more
- Loan Modification
  - Overview
    - Overview
      
      A loan modification changes the terms of your loan in order to try to achieve more affordable payments.
      Learn more
  - Fannie Mae/Freddie Mac
    - Fannie Mae/Freddie Mac
      
      If you have a Fannie Mae or Freddie Mac loan, you may be able to modify your loan to make your payments more affordable.
      Learn more
  - Federal Housing Admin (FHA)
    - Federal Housing Admin (FHA)
      
      If you have an FHA loan, you may be able to lower your monthly mortgage payments with a loan modification.
      Learn more
  - Veterans Affairs (VA)
    - Veterans Affairs (VA)
      
      If your loan is insured by the VA and you’re experiencing a hardship, a loan modification may make your payments more affordable.
      Learn more
  - USDA (Rural)
    - USDA (Rural)
      
      If you have a USDA (Rural) loan, it may be possible to modify your loan to lower your mortgage payments.
      Learn more
  - Non-Government Owned/Insured
    - Non-Government Owned/Insured
      
      If you have a loan that is not owned or insured by a government entity, understand how a loan modification may make your payments more affordable.
      Learn more
  - Home Equity Assistance
    - Home Equity Assistance
      
      If you're struggling with your Bank of America home equity loan or line of credit payments, there may be options to change the terms to achieve more affordable payments.
      Learn more
Leave House
- Back
- Overview
  - Overview
    
    Learn about home loan assistance solutions for settling home loan debt.
    Learn more
- FHA Short Sale
  - FHA Short Sale
    
    If you have an FHA loan and are worried about foreclosure, this program offers alternatives for settling your mortgage debt.
    Learn more
- Cooperative Short Sale
  - Cooperative Short Sale
    
    If you owe more on your mortgage than the current value of your house, a Cooperative Short Sale may help you avoid foreclosure.
    Learn more
- Traditional Short Sale
  - Traditional Short Sale
    
    If you don't have prior approval to pursue a short sale but already have a potential buyer, we can help you take the next steps.
    Learn more
- Deed in Lieu
  - Deed in Lieu
    
    If you can't sell your house, you may be able to settle your loan by signing the house over to your lender.
    Learn more
- Foreclosure Info & Alternatives
  - Foreclosure Information & Alternatives
    
    Foreclosure can happen to anyone for a number of reasons. If you may be heading toward a foreclosure, or even if you've received a foreclosure notice, there may be alternatives.
    Learn more
Document Checklist
My Loan Status
Support
- Back
- Overview
  - Overview
    
    Discover more resources that may be available as you go through the home loan assistance process
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- Safety
  - Safety
    
    Learn how to recognize and avoid common mortgage relief scams.
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- Counseling
  - Counseling
    
    Find local resources through HUD's homeowner counseling services and understand your foreclosure prevention options.
    Learn more
- FAQs
  - FAQs
    
    Straight forward answers to frequently asked questions.
    Learn more
- More Products
  - More Products
    
    We have even more solutions, from assistance with credit cards to help with auto loans.
    Learn more
- Glossary
  - Glossary
    
    Easy-to-understand explanations of terms.
    Learn more

Update on additional home loan payment forbearance and deferral extensions Learn more

Loan Status

Check your status

When you apply for home loan assistance, it's important to know where you are in the process and if any further information is needed. To save time, be sure to have your loan number ready.Choose your loan assistance solution

Forbearance/Deferral

Call us today at:
800 669 6650
Monday-Friday 8 a.m.- 8 p.m. Eastern

FHA Loan Modification

Call us today at:
800 669 6650
Monday-Friday 8 a.m.- 8 p.m. Eastern

You can also check the status of your modification application online to see if your application has been received, where you are in the document submission process and if you need to send us any additional documents.

Check status

USDA Loan Modification

Call us today at:
800 669 6650
Monday - Friday 8 a.m. - 8 p.m. Eastern

Check status

Non-Government Owned/Insured Loan Modification

Call us today at:
800 669 6650
Monday-Friday 8 a.m.- 8 p.m. Eastern

Check status

Home Equity Assistance

Call us today at:
800 669 6650
Monday-Friday 8 a.m.- 8 p.m. Eastern

FHA Short Sale

Call us today at:
800 669 6650
Monday-Friday 8 a.m.- 8 p.m. Eastern

Cooperative Short Sale

Call us today at:
800 669 6650
Monday-Friday 8 a.m.- 8 p.m. Eastern

Traditional Short Sale

Call us today at:
800 669 6650
Monday-Friday 8 a.m.- 8 p.m. Eastern

Deed In Lieu

Call us today at:
800 669 6650
Monday-Friday 8 a.m.- 8 p.m. Eastern

Fannie Mae & Freddie Mac Loan Modification

Call us today at:
800 669 6650
Monday-Friday 8 a.m.- 8 p.m. Eastern

Check status

Veterans Affairs (VA) Loan Modification

Call us today at:
800 669 6650
Monday-Friday 8 a.m.- 8 p.m. Eastern

Check status