Update on additional home loan payment forbearance and deferral extensions  Learn more

Overview

I want to avoid foreclosure and stay in my home

The following programs may help you avoid foreclosure and allow you to stay in your home.

Call us

800 669 6650

800 669 6650 Mon-Fri 8 a.m. - 8 p.m. Eastern

Help is available in English,
Spanish and many other languages

Coronavirus-Related Programs & Information

Everything you need to know about help with your home loan payments if you have been impacted by the coronavirus.

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Forbearance/Deferral

If your financial problem is temporary, you may be able to reduce or suspend your home loan payments until it improves.

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End of Forbearance Options

If you need longer-term help or if your forbearance period has ended, it may be possible to change the terms of your loan if you still need help.

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Low Equity Refinance

If the value of your home is close to or less than what you owe, we may be able to help you refinance your existing Freddie Mac mortgage.

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Loan Modification

A loan modification changes the terms of your loan in order to try to achieve more affordable payments.

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Federal Housing Administration (FHA) Modification

If you have an FHA loan, you may be able to lower your monthly mortgage payments with a loan modification.

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Non-Government Owned/Insured

If you have a loan that is not owned or insured by a government entity, understand how a loan modification may make your payments more affordable.

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Home Equity Assistance

If you’re struggling with your Bank of America home equity loan or line of credit payments, there may be options to change the terms to achieve more affordable payments.

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Hardest Hit Fund

The federal government created the Hardest Hit Fund (HHF) to help homeowners in states that have been affected by economic downturns.

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Homeowner Counseling Services

Government organizations are available to discuss your financial situation and help you create a plan to help.

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Foreclosure

A foreclosure can happen to anyone for a number of reasons. If you feel you may be heading toward a foreclosure, or even if you've already received a foreclosure notice, there may be alternatives.

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FAQs

Frequently asked questions to help you be better prepared.

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Call us

800 669 6650

800 669 6650 Mon-Fri 8 a.m. - 8 p.m. Eastern

Help is available in English, Spanish and many other languages.