Overview
I want to avoid foreclosure and stay in my home
The following programs may help you avoid foreclosure and allow you to stay in your home.
Call us
800 669 6650
800 669 6650 Mon-Fri 8 a.m. - 8 p.m. EasternHelp is available in English,
Spanish and many other languages
Coronavirus-Related Programs & Information
Everything you need to know about help with your home loan payments if you have been impacted by the coronavirus.
Learn moreForbearance/Deferral
If your financial problem is temporary, you may be able to reduce or suspend your home loan payments until it improves.
Learn moreEnd of Forbearance Options
If you need longer-term help or if your forbearance period has ended, it may be possible to change the terms of your loan if you still need help.
Learn moreLoan Modification
A loan modification changes the terms of your loan in order to try to achieve more affordable payments.
Learn moreFannie Mae & Freddie Mac Loan Modification
If you have a Fannie Mae or Freddie Mac loan, you may be able to modify your loan to make your payments more affordable.
Learn moreFederal Housing Administration (FHA) Loan Modification
If you have an FHA loan, you may be able to lower your monthly mortgage payments with a loan modification.
Learn moreVeterans Affairs (VA) Loan Modification
If your loan is insured by the VA and you’re experiencing a hardship, a loan modification may make your payments more affordable.
Learn moreUSDA (Rural) Loan Modification
If you have a USDA (Rural) loan, it may be possible to modify your loan to lower your mortgage payments.
Learn moreNon-Government Owned/Insured Loan Modification
If you have a loan that is not owned or insured by a government entity, understand how a loan modification may make your payments more affordable.
Learn moreHome Equity Assistance
If you’re struggling with your Bank of America home equity loan or line of credit payments, there may be options to change the terms to achieve more affordable payments.
Learn moreState & Local Assistance
Funds available through various states, tribes, and local organizations that may help prevent mortgage delinquencies, defaults, foreclosures, loss of utilities or home energy services, and displacement.
Learn moreHomeowner Counseling Services
Government organizations are available to discuss your financial situation and help you create a plan to help.
Learn moreForeclosure
A foreclosure can happen to anyone for a number of reasons. If you feel you may be heading toward a foreclosure, or even if you've already received a foreclosure notice, there may be alternatives.
Learn moreCall us
800 669 6650
800 669 6650 Mon-Fri 8 a.m. - 8 p.m. EasternHelp is available in English, Spanish and many other languages.