Overview

I want to avoid foreclosure and stay in my home

The following programs may help you avoid foreclosure and allow you to stay in your home.

Call us

800 669 6650

800 669 6650 Mon-Fri 8 a.m. - 8 p.m. Eastern

Help is available in English,
Spanish and many other languages

Refinance

If you have at least 3%-5% equity in your home, you may be able to lower monthly payments by refinancing.

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Low Equity Refinance

If the value of your home is close to or less than what you owe, we may be able to help you refinance your existing Freddie Mac mortgage with this refinance program option.

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Forbearance

If your financial problem is temporary, you may be able to reduce or suspend your mortgage payments until it improves.

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FHA Modification

If you have an FHA loan, you may be able to lower your monthly mortgage payments.

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Bank of America Home Loan Modification

We offer different modification programs that may lower your monthly mortgage payments to help you avoid foreclosure.

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Home Equity Assistance

If you have a Bank of America home equity loan or line of credit, a home equity loan modification may help you afford your monthly payments.

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Hardest Hit Fund

If you live in one of the states most affected by housing price declines, a variety of assistance programs may be available.

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Homeowner Counseling Services

Non-profit and government organizations are available to discuss your financial situation and help you create a plan to help.

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Foreclosure

A foreclosure can happen to anyone for a number of reasons. If you feel you may be heading toward a foreclosure, or even if you've already received a foreclosure notice, there may be alternatives.

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FAQs

Frequently asked questions to help you be better prepared.

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Call us

800 669 6650

800 669 6650 Monday - Friday 8 a.m. - 8 p.m. Eastern

Help is available in English, Spanish and many other languages.